How to Drive Yourself Crazy

One of the more popular topics for finance writers to discuss is credit scores. Many appear obsessed with these numbers that FICO and others create based on an oh-so-secret formula and then sell to lenders to help them assess your credit risk higher your score, the better terms you can get on a loan. Don't get me wrong, your credit score is important. Just because it's important doesn't mean you should spend a lot of time worrying about. Achieving a good credit score is easy to do if you follow these easy steps: * Pay your bills on time (35% of your score) * Don't carry massive amounts of debt in relation to your income(30% of your score)


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